So, if I’m going to live a more interesting life (which is kind of the point), then it’s important that I set some goals.

So, what are my goals? ‘Live an interesting life’ is a good goal, but a bit vague. So let’s try and firm that up a little, shall we? Goals are more likely to be achieved if they’re concrete and have a definite end point. Something you can actually work towards.

So let me try and put this into words. I’m looking for freedom, really. Freedom from financial restraints and freedom from routine. I don’t necessarily want to jump in a plane and fly somewhere sunny every week, but I want to be able to.

So that’s a start. Basically, I want to not have a job, but have plenty of money. I’m not aware of any rich elderly relatives so I’m not going to rely on a surprise inheritance, so that leaves three things: Crime, winning the lottery or just working for it.

Crime’s a no go, of course. Even if I did manage to pull off the perfect crime and somehow steal enough money that I didn’t ever need to work again (unlikely), I’d spend the rest of my life worrying about the police catching up with me. I’m a big worrier. So no, I need to play it straight!

Winning the lottery is a nice thought but let’s face it – the numbers just don’t stack up very well. It’s not something I’m going to rely on. I’d be better off relying on that unknown rich relative unexpectedly dying and leaving me their entire fortune for some reason.

So that just leaves working for it. Oh well. Good job I’m not afraid of a bit of hard work! You’ll notice, though, that I said ‘work’ and not ‘job’. There are ways to make decent money without having a job, although they usually require a lot of work at the start. That’s a subject for another post (or several), but there’s a few ways. Build a business and then let others run it while you reap the profits, build a business and then sell it and invest your money, or build some passive income streams and let those earn your money. And so on.

So with that preamble done, let’s get to the meat of things and set some actual actionable goals. I think we can break this down* into a long term strategic goal, some medium term goals that work toward that, and then some short term monthly goals. Sound good? Let’s go then.

target duck has goals

*By ‘we’ I of course mean ‘I’. And of course I can do this. It’s my site, I can do whatever I like.

Long Term (Strategic) Goal

Live an interesting life. A life that doesn’t involve a job (at least in the traditional sense) but rather multiple income streams and independence from routine.

Medium Term Goals (timescale: 1 year)

So, the overreaching goal is to gain financial independence, but in such a way that I’m not tied to a particular job or office. I’ve never fancied being one of those people that has a good income but has to work twelve hours a day in the city to get it.

So what does that mean for me? Well, I think that means building a business, at least to start with. Maybe the accounting business I have at the moment (not that it earns any money right now), maybe something else altogether. I have some ideas. So:

Build a business

new business

That’s still a little vague for my liking, but it’ll do for now.

Next on the agenda: Finances. Getting a decent income is one thing, but my personal finances are in tatters at the moment. For various reasons, the last year has been a very expensive one for me. So, goal number two:

Become debt free

in debt

At the moment, I have around £8k in debts. A lot of it is on credit cards. Yeah, bad I know. But nobody’s going to give me a loan at the moment so it’ll just have to stay as it is. Can I clear that debt by the end of the year? I don’t know. It’s achievable I think, but it’s going to be tough going.

Short Term Goals (This month)

Here we can start getting more specific. The obvious goal is to build my accounts business, but I’m sort of on hold with that right now, I may end up taking up a job again (see here) so that might end up on a back burner, or may change direction completely. So while that doesn’t mean I’m just going to abandon the business, I’m not going to set any goals for it for now.

So let’s concentrate on this blog. Why not?

Increase total blog posts to 25

add a new post

Why 25, you say? Well, I think that’s a good start for a blog. 25 posts is a nice bit of content. It’s enough to get the search engines interested, and it’s enough that any visitors don’t get the impression there’s nothing much going on here. It’s a lot of work, but I think I can do it. Will they be quality posts, though? Maybe. I’m still getting into the swing of things and finding my writing style so they’ll probably be the sort of thing that makes me cringe in a year or two. But we all have to start somewhere, and I’ll do my best with them!

I did think about putting some number of hits to the site as a goal, but at this stage that’s going to be just guesswork. I’ve literally only just set up analytics on the site. I’ll see how the numbers look at the end of the month and maybe set a target for April.

Increase Twitter followers to 50

Yes, I have a twitter. It’s rubbish though. Here’s my current stats:

Twitter stats March 2018

Yeah. Not really worth bothering with.

I know there are a lot of people that would be snorting with laughter at the idea of just 50 followers being any kind of goal, but I’m still finding my feet with twitter (11 tweets in over three years. Yeah.) so it’s going to be a learning experience for me. I’d rather set a goal that’s going to be achievable than trying to stretch myself and getting discouraged when I fail to meet it.

(if you want to follow me on twitter that’d be just great, by the way!)

Do three interesting things


OK, that one’s a bit vague. But apart from the whole financial freedom thing, I want to push myself to do more interesting things, get out of the house and live life a little. So why not make it a goal?

So not much there, but it’s a start. Hopefully next month I’ll be able to build on these and add in some new ones.

Categories: Blog

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